Customer Service Representative – Collections & Debt Recovery Specialist (Inbound/Outbound Calls, Payment Negotiation, Bilingual Preferred)

About careerzynith – Empowering Financial Solutions Through Exceptional Service

careerzynith is a dynamic leader in the financial services industry, dedicated to helping individuals and businesses navigate the complexities of debt management with empathy, professionalism, and innovative solutions. Our mission is to create sustainable financial outcomes while delivering a world‑class customer experience. As we continue to expand our collections team, we are looking for motivated, articulate, and detail‑oriented professionals who thrive in a fast‑paced, collaborative environment.

Why This Role Matters

In the collections arena, every conversation is an opportunity to build trust, resolve financial challenges, and support our customers on their path to fiscal stability. As a Customer Service Representative – Collections at careerzynith, you will be the voice that guides customers through payment negotiations, helps them understand their options, and ultimately contributes to the financial health of both our clients and the organization.

Key Responsibilities – What You’ll Do Every Day

• Conduct inbound and outbound calls following approved scripts while maintaining a courteous, solution‑focused tone.
• Identify outstanding balances, verify account details, and accurately document all interactions in the CRM system.
• Negotiate payment plans that align with customers’ financial situations, ensuring compliance with regulatory standards.
• Set up, modify, and confirm payment arrangements, providing clear instructions and follow‑up reminders.
• Escalate complex or high‑risk accounts to senior team members or the compliance department as needed.
• Achieve daily, weekly, and monthly performance metrics, including call volume, collection rates, and customer satisfaction scores.
• Participate actively in a two‑week paid training program that covers collections best practices, legal compliance, and careerzynith’s proprietary communication tools.
• Collaborate with cross‑functional teams—such as finance, legal, and customer success—to share insights and improve overall collection strategies.
• Maintain strict confidentiality of all customer data in accordance with privacy regulations and careerzynith’s data‑security policies.

Essential Qualifications – What We Require

• Professional Phone Etiquette: Demonstrated ability to communicate clearly, empathetically, and persuasively over the phone.
• Organizational & Time‑Management Skills: Proven track record of handling multiple accounts simultaneously while meeting deadlines.
• Written & Verbal Communication: Ability to compose concise, accurate notes and convey complex information in an understandable manner.
• Computer Literacy: Comfortable navigating Windows or macOS environments, using Microsoft Office Suite, and learning new software platforms quickly.
• Basic Math Proficiency: Capability to perform calculations related to payment amounts, interest, and fees without error.
• Background & Drug Screening: Successful completion of pre‑employment background checks and drug testing.
• On‑Site Availability: Commitment to work from careerzynith’s designated office location; remote work is not an option for this role.

Preferred Qualifications – What Sets You Apart

• Bilingual or multilingual abilities (e.g., Spanish, Mandarin, Tagalog) to serve a diverse customer base.
• Prior experience in collections, debt recovery, or a related customer‑service role.
• Familiarity with collections regulations such as the Fair Debt Collection Practices Act (FDCPA) and state‑specific compliance requirements.
• Certification in conflict resolution, negotiation, or financial counseling.
• Experience using CRM or collections management software (e.g., Salesforce, FICO, or similar platforms).

Core Skills & Competencies – Tools for Success

• Active Listening: Ability to hear underlying concerns and respond with appropriate solutions.
• Problem‑Solving: Quick identification of obstacles and creative development of payment alternatives.
• Emotional Intelligence: Sensitivity to customers’ financial stress while maintaining professional boundaries.
• Attention to Detail: Accurate entry of account information and adherence to script guidelines.
• Resilience: Maintaining motivation and composure in the face of challenging conversations.
• Team Collaboration: Sharing best practices and supporting peers to achieve collective goals.

Training, Development & Career Growth

careerzynith invests heavily in the growth of its people. All new hires will participate in a comprehensive two‑week paid training program that covers:

• Collections fundamentals and legal compliance.
• Effective communication techniques for difficult conversations.
• careerzynith’s proprietary software tools and data‑entry standards.
• Role‑playing scenarios to build confidence and skill.

Beyond onboarding, you will have access to ongoing coaching, quarterly skill‑enhancement workshops, and a clear career ladder that can lead to senior collections specialist, team lead, or supervisory positions within the broader careerzynith operations.

Compensation, Perks & Benefits

careerzynith offers a competitive total‑reward package that includes:

• Base salary commensurate with experience, plus performance‑based incentives tied to collection targets.
• Comprehensive health, dental, and vision insurance plans.
• Paid time off (PTO), holidays, and sick leave.
• Retirement savings options with employer matching contributions.
• Employee assistance program (EAP) for personal and financial counseling.
• Professional development stipend for certifications, courses, or conferences.
• On‑site amenities such as a breakroom, ergonomic workstations, and free refreshments.

Work Environment & Culture at careerzynith

Our office is a vibrant, collaborative space where teamwork, respect, and continuous improvement are core values. At careerzynith you will find:

• A supportive leadership team that encourages open dialogue and feedback.
• Regular team‑building events, recognition programs, and celebration of milestones.
• Diversity and inclusion initiatives that foster a sense of belonging for every employee.
• Transparent communication about company goals, performance metrics, and strategic direction.

Commitment to Equal Opportunity & Inclusive Hiring

careerzynith is an equal‑opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military/veteran status. We actively consider candidates with criminal histories in accordance with the California Fair Chance Act, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the Los Angeles County Fair Chance Ordinance. Our hiring practices are designed to ensure fairness, transparency, and compliance with all applicable state and local regulations.

Application Process – How to Join careerzynith

If you are ready to make a meaningful impact, help customers regain financial stability, and grow your career within a forward‑thinking organization, we invite you to apply today. Please click the link below to submit your resume and a brief cover letter outlining your relevant experience and why you are excited about the collections role at careerzynith.

Apply Now – Start Your Journey with careerzynith!

Take the Next Step

At careerzynith, your voice matters, your skills are valued, and your career trajectory is yours to shape. Join a team that balances compassion with results, and become part of a company that is redefining the future of financial services. We look forward to meeting you!