Residential Lending Specialist - Associate
Deutsche Bank is seeking a Residential Lending Specialist to manage the end-to-end process for residential mortgages and home equity lines of credit within a boutique private banking environment. The role involves client interaction, application processing, pipeline management, and servicing, requiring a highly organized and client-focused individual.
Responsibilities
- Work directly with private bankers and clients to gather information and complete mortgage and HELOC applications; answer client questions and provide guidance on lending products, documentation, and timelines
- Maintain and monitor the lending pipeline to ensure timely progression of applications and track key milestones and proactively follow up with clients and internal teams
- Collect and verify required documentation (income, assets, property details) and coordinate with credit and underwriting teams to ensure accurate and timely decisions
- Prepare and deliver initial and subsequent disclosure packages in compliance with regulatory requirements (TRID, RESPA, etc.)
- Prepare closing packages and liaise with attorneys, title companies, and clients and ensure compliance with regulatory and internal requirements throughout the closing process
- Handle client inquiries related to payments, statements, and account maintenance; manage renewals, modifications, and payoff requests as needed
Skills
- Strong knowledge of mortgage regulations, documentation, and closing procedures
- Proven experience in residential mortgage and HELOC processing, preferably in private banking or boutique lending
- Bachelor's degree in Finance, Business, or related field
- Proficiency in Microsoft Excel and loan origination systems
- Active Mortgage Loan Originator (MLO) registration required under the SAFE Act
- Excellent organizational skills and ability to manage multiple transactions simultaneously
- Exceptional communication and client service skills
- Experience with high-net-worth clients and complex income structures
- Familiarity with compliance requirements (TRID, RESPA, etc.)
- Ability to work independently and take ownership of the entire lending process
Benefits
- A diverse and inclusive environment that embraces change, innovation, and collaboration
- A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
- Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
- Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
- Educational resources, matching gift, and volunteer programs
Company Overview